5432 Holley Oak Lane isn't just a beautiful home - it's a financial opportunity that buyers are struggling to find in today's market. NEW $20,000 PRICE IMPROVEMENT + 5.25% ASSUMABLE VA LOAN AVAILABLE TO QUALIFIED BUYERS + SELLER WILL PAY OFF THE SOLAR PANELS AT CLOSING. That means qualified buyers may have the opportunity to assume an approximate remaining loan balance of $588,000 at 5.25% while stepping into a home where the solar loan is fully paid off by the seller at closing. Combined with electric bills averaging approximately $30/month, the monthly savings potential compared to purchasing at current market rates could be significant. Buyers should verify assumption eligibility, terms, and cash-to-close requirements directly with the loan servicer. Now let's talk about the house. Built in 2023 and situated on a premium corner lot in sought-after Lees Parke, this Colonial offers the rare combination of modern construction, thoughtful upgrades, functional space, and lower ownership costs. Inside, the open-concept main level feels bright, welcoming, and designed for the way people actually live. Natural light fills the space while the layout creates connection without sacrificing comfort. The kitchen becomes the centerpiece of the home with upgraded countertops, stainless steel appliances, a large center island, and a finished backsplash that gives the space a polished, elevated feel. Upstairs, four spacious bedrooms provide flexibility for changing needs, while upper-level laundry makes everyday life easier. The primary suite offers a quiet retreat complete with two closets - one of those features buyers quickly realize they never want to live without. Need more room? The finished walkout basement expands your options with space for a second living area, office, gym, media room, guest space, or playroom. Because of the natural light and direct outdoor access, it feels fully connected to the rest of the home. Outside, the deck and corner lot provide extra breathing room and usable outdoor space for entertaining, relaxing, gardening, or simply enjoying more privacy. And the location delivers too - enjoy all that Lees Parke has to offer including community amenities such as a pool, clubhouse, and courts. A nearly new home. A lower assumable interest rate opportunity. Seller-paid solar payoff. Approximate $30/month electric bills. And now a $20,000 price improvement. This isn't just another listing. This is a chance to buy smarter. Schedule your showing today.
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The information here is provided as a general guide to help you determine if a property may be viable for you. Rates, APR's & programs are illustrations subject to change at any time. These do not constitute a 'Loan or Good Faith Estimate' for payments and closing costs. Everyone's situation is different and it's best to be pre-approved for a range of potential prices, payments or loan programs. Please use the contact information below and we'll be happy to assist you on this. Union Home Mortgage Corp. NMLS #2229. The information provided above is correct at the time of publication and is subject to change without notice. Borrowers must qualify based on a program's guidelines; approval will be based on a full qualification and underwriting review. Virginia - Fredericksburg : NMLS# 2258037., FL MLDB14322, MD 2258037, NC L-143157-150, OH RM.802837.080, PA 20883.043, SC MLB-2258037, VA MC-5591, WV MLB-2258037, DC MLB2258037, GA 51126, Corp state lic# , LO state lic# VA MLO-62219VA
Union Home Mortgage Corp. (UHM) and the UHM Loan Officer are not affiliated with the real estate agent or real estate brokerage firm. Use of any party is not required by the other parties
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Union Home Mortgage is a direct lender of Freddie Mac and Fannie Mae and offers a wide variety of loan programs to fit each borrower's unique situation. Since inception in 1970, our customer-centric focus, professional conduct and uncompromising integrity has earned recognition in our communities across 48 licensed states.
The information here is provided as a general guide to help you determine if a property may be viable for you. Rates, APR's & programs are illustrations subject to change at any time (APR means Annual Percentage Rate). These do not constitute a 'Loan or Good Faith Estimate' for payments and closing costs. Everyone's situation is different and it's best to be pre-approved for a range of potential prices, payments or loan programs. Please use the contact information below and we'll be happy to assist you on this. Union Home Mortgage Corp. NMLS #2229. The information provided above is correct at the time of publication and is subject to change without notice. Borrowers must qualify based on a program's guidelines; approval will be based on a full qualification and underwriting review. Virginia - Fredericksburg : NMLS# 2258037., FL MLDB14322, MD 2258037, NC L-143157-150, OH RM.802837.080, PA 20883.043, SC MLB-2258037, VA MC-5591, WV MLB-2258037, DC MLB2258037, GA 51126, Union Home Mortgage Corp. is an Equal Opportunity Housing Lender. Loans are available on a fair and equal basis regardless of race, color, religion, national origin, sex, marital status, age, because an applicant receives income from a public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.Corp state lic# , LO state lic# VA MLO-62219VA
Union Home Mortgage Corp. (UHM) and the UHM Loan Officer are not affiliated with the real estate agent or real estate brokerage firm. Use of any party is not required by the other parties
It's best to be sure you can qualify for financing before you get serious about making offers on any property. Click the button below to schedule a call.